Real estate appraisal services for homeowners in the city of East Grand Rapids and Kent County

The top 7 reasons why MI homeowners use Michigan Executive Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Kent county's assessment of your property
  3. To lower a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MI divorce, where real estate needs to be divided
  7. To settle an estate in MI by determining the true market value of real estate in question

Do you own a home in or near East Grand Rapids? Do you need help determining the price of your real estate?
Contact Michigan Executive Appraisals.

At Michigan Executive Appraisals, we understand the particular needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Michigan Executive Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you rid yourselves of unneeded PMI insurance.

Challenging Kent county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's going down or is not appreciating as much as other houses close to yours. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal from Michigan Executive Appraisals is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be difficult from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Michigan Executive Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.